We offer the most competitive pricing & terms for private money loans in Northern California + the ability to close quickly.

Founded in 1943, Security Financial Services (SFS) is an established real estate lender headquartered in San Francisco. Throughout both good times and bad, we’ve provided mortgage brokers, developers, and investors acquisition, rehab, or refi loans secured by property throughout the Bay Area and Northern California.

COMPETITIVE PRICING

Security Financial is neither a high-priced hard-money lender nor a slow-moving conventional originator. Thanks to the mix of our own capital and low-cost lines of credit, we consistently offer the lowest rates - starting at 8.25%.

FAST APPROVALS & CLOSINGS

For Borrowers who have an immediate close of escrow or have a hard to finance property, we can close in as fast as 3-5 business days! Our familiarity with Bay Area real estate markets, flexibility, and streamlined process allow us to accommodate short deadlines.

DIRECT LENDER

We’re a direct lender, which means we don’t consult with outside investors to approve deals. In-house underwriting and servicing. We handle the Borrower Experience from origination to maturity to deliver a quick and smooth closing.

CUSTOMIZED PURCHASE OR REFINANCE BRIDGE LENDING

Short- or medium-term solutions to fix & flip, buy & hold, rehab, or cash-out. Solves situations where the property is un-stabilized and needs improvements before it can be sold or refinanced by a conventional lender. Major Rehab considered.